Sometime you might think that you are not making any profit but when you calculate your profit it comes up with a good figure . Its been years I have started investing in the housing schemes and I am engage with this mortgages from many years , now I have a personal experience that if you want to be a good property junk then you should that property which do not worth more and make your own prediction that how much it worth after 10-20 years , thats the best way to earn more with little investment. About 10 years ago I bought one house in Phase two Hayatabad peshawar for just 15 Lakh pakistani Rupees and now it worth more than about 15 Million PKR . Now just think what I have made in just 10 years . Along with this huge profit , I have also earned a lot of money by giving the home on rent and gettting the payments via easy monthly installments . So, the good idea is to buy a large land in some cheap areas but be sure about the location that after 20-30 years it will be a populated areas and you can make some profit there . But remember do insure your home as?you insure yourself?to yourself on safeside !